Checking Plus
from Citibank
This is a revolving line of credit, which is similar, in theory, to a credit-card. You can borrow cash whenever you need it by transferring funds to any linked account such as checking, savings or a money market. Since it's linked to checking, it also provides overdraft protection. Loans carry a variable interest rate, and there's a $5 membership fee in all states but New York and Illinois (as well as Citigold clients).
Checking Plus Reviews
Nov 4, 2008 1:59 pm
This service has been very helpful for me. It kind of works like a credit card. I was able to withdraw the money I needed. Then pay it back to my account. It has worked out really well for me personally. Every once in a while I need a bit more cash and this provides it. However, you do need to be careful as far as keeping track of it all and replacing any money that has been "borrowed." I would… recommend this for occasional use by anyone who can be responsible with their money.
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Checking Account Resources
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Ari answered sandee's question:
sandee asked:
HI I HAVE AN OVERDRAFT PROBLEM
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Ari answered:
The Federal Reserve provides a resource on overdraft protection and fees he...
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