This card allows you to earn ThankYou Points for the dollars you spend at gas stations, supermarkets and drug stores. Once you've accumulated a certain number of points, more than 1,000 types of rewards are available when you redeem them. This card has no annual fee. You'll earn 6,000 bonus points if you make your first purchase within the first three months of opening an account.
| Annual Fee | No Annual Fee |
|---|---|
| Purchase APR | As Low As 12.99 % , Variable |
| Balance Transfer APR | 12.99 % |
| Balance Transfer Period | Until paid in full |
| Introductory APR | 0.00 % |
| Intro Period | Up to 6 months |
| Card Type | Travel/Entertainment |
| Grace Period | 20 Days |
| Reward Information | |
|---|---|
| 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases. No annual fee and FREE rewards program. | |
| Conditions | |
| Transaction fee for balance transfers: 3% of the amount of each balance transfer $10 minimum. Late fee: $15 on balances up to $100; $29 on balances of $100 up to $1000; and $39 on balances of $1000 and over. | |
| Benefits | |
| Citi Identity Theft Solutions, Price Protection Program, $0 Liability on Unauthorized Purchases |
The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 11/07/2009 3:05:16 AM . This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.
Citi bank cards have always been a favorite of mine. Along with this i have card from TCF and mastercard, and the Citi card provides probably provides teh best opportunity for rewards because of the amount of gas i buy. Customer service is also quite decent, no complaints.
I really like the CITI services because of very good customer support with there wide range of product.As in my case once i signed the wrong charge slip because of shopkeepers's & my mistake,but when I requested CITI for check, they inquired it & after matching with my bill & other details the ammount was revert back.There wide range of network i.e. acceptibility & cordination with other banks is also very good.I am attached with CITI since 1998 like a family member.
We do the same thing that
ccrutchfield does. My wife and I put everything we can on our CIti Card and use the rewards to take a trip every year! I would definatley recommend this card for a few reasons: The product is great, you can get great rewards and secondly, the service we have gotten from Citi has been exceptional.
I love - Love - LOVE my Citi Amex. I have it connected to the Thank You network and in 2 years have flown our 4 member family twice to Florida (from Utah) and gone to a full week at Disney World. We just charge what we spend and then pay it off at the end of the month (in full). We don't carry a balance but would if we needed to. You get the best of both worlds with Citibanks and Amex.
We have had this card for a few years now and have really loved the reward points. We have even done minor some home improvements with our rewards cards that we chose from Home Depot! Right now, I am very unhappy with Citicard because they are raising our interest rate. They said this is due to market fluctuations, but I believe it is unfair because we are supposed to have a fixed rate. We are shopping around for another card, the rewards are most definitely not worth a higher interest rate.
This card just saved us $160 by not having to renew our AMEX GOLD card.
So what it is not a pretige card? Gee!
I have had this Citi card for over 15 years. I would consider getting another card if their perks were'nt so great! The bonuses add up quite quickly and it's easy to cash out with gift cards, travel rewards or even cash back towards the card. I highly recommend it.
This card is pretty neat. If you use your card in the first 3 months atleast $100 you get $10,000 Thank You Points which is equivalent to a $100 gift card. You also get Thank You Points when you use your card. I got to go to Lake Tahoe round trip for my husband and I for free using the accumulated Thank You Points.
I started with a basic Citibank credit card and was rewarded with this card. Credit limits are generous and fees are minimal. I also found the customer service to be excellent.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
