I wish I had read this before i signed up with them..Same story, opened this thru a third party, recieved 11,500..paid third party over $1200, used maybe about $600 more, then swoosh..slashed. I don't even think it was time for me to make my first payment yet. I called to find out what happened (this was for me to use as start up capital for my business, which I still need $$ for almost a year later)and got the rudest person in the world at customer service telling me that they reviewed my account and decided I was no longer eligible...after 2 to 3 weeks??? What changed? I own my home, and my score "at the time" was well over 700, this realy hurt me. Without this much needed loan, I cannot move forward with my business, and now am paying 2 different business cards which are of small limits. I never really got to use this account..I'm a plastic user..so of course I wouldn't be writing out checks everyday! I paid the third party crook, that took over $ 1200 just for filing out an application on line, that I could've done myself!