Making purchases on this card helps you save for your child's education. This card applies 10% of the value of purchases on certain items at participating stores to a college savings account. You'll also get 2% college savings on purchases at eligible ExxonMobile locations, and a 1% savings on all other places where you shop. No annual fee and a variable APR.
I have had this card since April 2007 and have already saved over $500 towards my child's college education. The APR is competitive and I have never had a problem with CitiBank. Additionally, each month exclusive information on upcoming concerts and events is sent directly to my e-mail. Citi also offers convenient online payment via their website.
This is a great card for saving for your child's future education! Sort of like a 529, you can money in a savings account exclusively for that purpose. The 10% is fantastic, and you still get 1% everywhere else, so you don't even think of it and you save money. This is much better than the majority of the rewards cards out there because instead of restaurant coupons, you get something truly worthwhile. I'd rate this product higher if I could.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
