I have had this card since April 2007 and have already saved over $500 towards my child's college education. The APR is competitive and I have never had a problem with CitiBank. Additionally, each month exclusive information on upcoming concerts and events is sent directly to my e-mail. Citi also offers convenient online payment via their website.

This is a great card for saving for your child's future education! Sort of like a 529, you can money in a savings account exclusively for that purpose. The 10% is fantastic, and you still get 1% everywhere else, so you don't even think of it and you save money. This is much better than the majority of the rewards cards out there because instead of restaurant coupons, you get something truly worthwhile. I'd rate this product higher if I could.