This loan provided for law students from the Citibank has been very helpful. This loan's interest rate is as low as prime minus 0.5% based on the your credit score. You can take up to 20 years to repay the loan. Thus, taking off the repayment burden from your shoulder. You'll find this type of repayment program very hardly anywhere else. Also there is no repayment penalties. The only requirement to get this loan is being a full or half or part-time graduate law student. A law student must utilize this unbelievable opportunity.