EZ Checking
from Citibank

This is your basic checking account. They'll waive the $7.50 monthly fee if you do one of the following: maintain a balance of more than $1,500 in any of your Citi accounts (as long as you link 'em together); use direct deposit; or make two bill payments per month online or by phone.

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EZ Checking Reviews

4.0
Jan 2, 2009 2:39 am

This is a great account. I've had it for years. In fact, it originally was a Glendale Federal account, which was bought by another bank, then quickly bought by Citi.

At first, I wasn't so sure I'd like banking with a big bank like Citi, but my experience so far has been pleasant. When I need to talk to somebody on the phone, I never have much of a wait time. I love how I can access canceled checks online as soon as they're posted to my account.

Wait times in the branches (for the few times I need to actually go inside) are generally short. I usually am out within 10 minutes.

My main complaint is that the branch by my house only has a single ATM. It's particularly frustrating when you get behind somebody who acts like they've never used an ATM before. I wish they'd put a second ATM in.

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3.0
Oct 31, 2008 10:07 am

The online service for citibank and EZ checking is one of the best I've seen, you can make transfers to other bank accounts and abroad pretty easily. The only thing I really dislike about citibank is any time I make a transaction internationally such as buying something from europe online, I get a "foreign transaction fee" which requires me to transfer travel money into my local bank which gives me a better exchange rate and no fees. A good checking account for the USA.
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5.0
Oct 30, 2008 10:12 pm

I was very happy with this bank account. There were no hidden fees and the customer service was excellent!

4.0
Oct 10, 2008 5:32 pm

Used this account for three years without a single problem. I have my paycheck directly deposited, and the only time I make physical contact with Citi is for the occasional ATM visit.

I like the management tools online. The cross selling sometimes is a bit too much.

4.0
Oct 10, 2008 3:18 pm

This is a great account and Citibank is very accessible. The online features are really easy to use and convenient. I will never pay a bill with checks again.

5.0
Staff
Sep 22, 2008 3:48 pm

I have had this account for the past 4.5 years and I have had very few issues with it. I like the fact that Citibank is international and there is a branch almost anywhere you ever go in the world. I also like banking electronically and have abandoned paper checks for good. I pay all my bills and any other payment via their online checking and I love it. I really like that its free and I don't have to worry about postage. Customer service has been pretty good, all in all a great option.
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Overdraft fees hit when you make a debit card purchase, ATM withdrawal, wri...

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