Colonial Bank offers 6 checking account options including a standard free checking account, interest bearing checking accounts, and colonial club checking, which offers all of the bells and whistles.
colonial bank is stupid. i had a woman tell me that my last transaction ( which was the lat one i had spent) had already went through. i was SURE it was the last. i got all of the past transactions and made sure they were all through. she told me i had 75$ left. this was incorrect. but i couldnt look it up because they locked me out of my online account. i asked her why it was locked and she said she didnt know. i then talked to another person about my online account and he told me that it seemed like someone had tried to log in with the wrong password. then told me that there was nothing they could do. so i couldnt figure out my last transactions. this really pissed me off. i thought i had $75 and i didnt. i spent $23 and $10 of this money and didnt spend another dime after the $10. i waited a week before i was going to spend the money again just to be sure everything went through. all of the transactions i made were debit NO CREDIT. and things are coming in that i have no clue about. they also charged me a $26 fee for each of the overdrawn transactions. after they told me i had $75 it took them over a week to send me ANYTHING saying it was overdrawn. im cussing up a sorm and worrying like hatees about this because i have no clue where some of these transactions are coming from and i cannot look them up because they have locked me out of my account information online. )*(&^(#$(@*#^(*@^#)(*@#*&^$#^&*
I had a Checking acct with them. by a mistake I paid more than a money that I have, I received a letter from them with this information (saturday). very soon (monday) I go to the bank to make a deposit to cover this negative balance. I made a cash deposit, I ask the teller about my account she tell me now your acct is Positive she write me in me deposit ticket the balance, at the night I go to the super market to buy some food, I paid with my check card,(monday at nigth), tuesday at noon I go to ATM machine to check my balance and this are negative again, I go to my PC (very late at the afternoon) to check my Acct, the cash deposit are in hold, why? I don't know, more than 24h from my cash deposit. I see I have 2 FEE more.($33 & $7)
wednesday. go to my bank to speak with representative about my Acct she tell me:
first when I make a cash deposit my money will be at my acct at once
$33 Fee: are because your Acct do not have available money
$7 fee: because the monday my Acct had a negative balance.
I tried to explain my own opinion but she and another girls (from the Bank) tell me my money are not available & I know that, she bring me lot a paper with all of this information.
what about CASH deposit? at this time the bank are working at next day, but I was check my acct in internet (the next day of deposit) and this money are not available.
any way I had paid $40 becaouse the rule are the rule.
to any one: first to open a acct to this bank please check other local bank maybe you can find better option
I had a checking acct. with them and treated me like I was a criminal because One time after my father had cancer (I was in Italy) he forgot to add money to my bank acct. (I was never under with any bank ever and this was my first time) so it was under for 2 months and they closed my account and flagged me! When I got back I Paid them in full and explained what happened, even after I paid them, they still had me on "Flag" so I couldn't get another bank acct. there (which they told me I could never go back) or anywhere else (they just kept telling me they unflagged me and I had to wait) Over 2 months passed! (But I am unsure if it's cleared now because I haven't tried again to reopen another one.)
(P.S. All they did was give me a note saying it was unflagged, but no bank would accept that like they claimed they would- and this all happened for a little over $200.00)
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62% ![]() |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% ![]() |
3.51% |
| 5/1 Year ARM | 3.62% ![]() |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89% ![]() |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% ![]() |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13% ![]() |
1.15% |
| 60 Month IRA CD | 2.40% ![]() |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% ![]() |
12.68% |
| No Annual Fee Cards | 12.08% ![]() |
11.97% |
| Reward Cards | 12.75% ![]() |
12.61% |
| Small Business Cards | 11.01% ![]() |
10.94% |
| Student Cards | 13.77% ![]() |
13.49% |
| Platinum Cards | 12.26% ![]() |
12.11% |