Country Insurance is a great company to have insurance with. I've had them for the last 6 years. They are one of the very few companies that still offer Guaranteed Replacement for your home. What this means for you is that the home is guaranteed to be replaced to it's original state no matter the cost. For example, if a tornado comes through and wipes out half of your town, then coinstruction materials are going to skyrocket at that time and you basically get less house at that point. However, with Country you get your whole house back without having to have a "one bedroom deductible.'