Discover Motiva Card
from Discover Financial
We’re calculating how much this card should return while you have it.
We’ve taken your personal information, the card details, and average spending data to get to this value.
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Sometimes you have to pay to play.
We’re calculating what the card could cost you while you have it. We’ve taken your personal information, the card details, and average spending data to get to this value. If the costs are greater than the rewards, you should look for a card with the lowest cost.
Want to know more? Click to read about our equation.
Today's Top Products
| Annual Fee | No Annual Fee |
|---|---|
| Purchase APR | As Low As 10.24 % , Variable |
| Balance Transfer APR | 3.99 % |
| Balance Transfer Period | Up to 12 months |
| Introductory APR | 3.99 % |
| Intro Period | Up to 6 months |
| Card Type | Cash Back |
| Cash Back percentage | Up to 5.00 % |
| Grace Period | 25 Days |
The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 01/09/2009 3:05:13 AM . This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.
Discover Motiva Card Reviews
Rate and review Discover Motiva Card from Discover Financial - Tell us what you think:
Recent Deals
Get Your Interest Back with the Motiva Credit Card
As a matter of policy, FiLife is generally FOR credit card usage, but AGAINST credit card debt. Anyone and their mother would be silly not to take the 0% financing up to the payment date. But, pay any less than the full balance, and you are officially in credit card debt. It may just be a few dollars, but debt it is. The Discover Motiva Card has a solution for those occasions.
Get Discover Motiva for... carrying a credit card balance while paying on-time.
We stress occasions – see above. With the Discover Motiva Card, cardholders are credited with one month’s periodic finance charge after paying at least the minimum balance on time for six months. For applications approved by January 1, cardholders will only pay 3.9% APR on purchases until April and 3.9% on balance transfers until October.
Apply for the Discover® Motiva Card today!
So, in the short term, the promo and card structure won’t cost anyone much at all. The rebate structure effectively lowers the APR. It’s difficult to determine, however, if the cardholder might qualify for a lower rate elsewhere.
If you chose to revolve your credit, the Discover Motiva Card is a decent solution when other outlets aren’t available. But get that card paid off quick.
Have a Questionabout Credit Cards?
Dave Hanson answered emilycatherine8's question:
paying credit card off with student loan
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