The Discover® Student Card offers easy online account management, cashback bonus on every purchase, $0 Fraud Liability and 24/7 Customer Service. You can also choose the card design that fits your style.
| Annual Fee | No Annual Fee |
|---|---|
| Purchase APR | As Low As 14.99 % , Variable |
| Introductory APR | 0.00 % |
| Intro Period | Up to 6 months |
| Card Type | Cash Back |
| Cash Back percentage | Up to 5.00 % |
| Grace Period | 25 Days |
| Reward Information | |
|---|---|
| 5% Cashback Bonus in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more. Up to 1% unlimited Cashback Bonus on all other purchases. 5% to 20% Cashback Bonus through our exclusive online shopping site. | |
| Conditions | |
| *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here button, you can review the credit card terms and conditions on Discovers website. | |
| Benefits | |
| $0 Fraud Liability Guarantee Easiest Online Account Management Options |
The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 11/08/2009 3:05:11 AM . This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.
I chose the Discover card to help me finance my college education as an alternative to loans. There was a promo rate of 0% interest for six months, as well as $10 cash back when I spent at least $100. The Reward system is also well put together. The biggest drawback is finding someone that actually takes my card!
This was my first credit card. It's great to get cash back, but I never used it enough and now I primarily use a card with airline miles rewards. However, Discover does offer great balance transfer interest rates, so if I need a little float, I will transfer some debt over here for a few months.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
