Open your account online. It's quick and easy. No Fees. $1,000 account balance minimum. No need to change your checking account. Your Dollar Savings Account™ will be linked to your current checking account. Access your account 24/7 at DollarSavingsDirect.com.
Get Dollar Savings Direct Account for... 2.05% APY with $1,000 minimum and no fees.
Open your account online. It's quick and easy. There is no need to change your checking account. Your Dollar Savings Account will be linked to your current checking account. Access your account 24/7 at DollarSavingsDirect.com
The Dollar Savings Account has no fees or service charges, and that's the truth! You earn high interest on every single cent you deposit without having to worry about giving it back in fees.
Since each of EmigrantDirect and DollarSavingsDirect is an online banking division of Emigrant Bank, any deposits you have at Emigrant Bank, EmigrantDirect or DollarSavingsDirect are aggregated and FDIC insured up to $250,000 per depositor. Keep in mind that individual and joint accounts are insured separately, so if you have both types of accounts with us, your total deposits can be insured up to $500,000; that's up to $250,000 in all of your individual accounts, and up to an additional $250,000 in all of your joint accounts.
I was with EmigrantDirect for a year (no complaints) and then opened another account when DollarSavingsDirect offered 4.00% several months ago. Although the rate slid to 2.65% in a month, the site has been easy to use and you get updated information daily (unlike some others like FNBODirect).
They are part of Emigrant Savings, a 150-year old NYC thrift, and are FDIC-insured. Their website was really fouled up when they opened, but I have no access problems using Firefox on my MacBook. Their rate is better than Emigrant-Direct, Emigrant's regular internet bank, but why Emigrant is in competition with itself beats me. I bet they have some dicey commercial loans on their books, but that the FDIC's problem if there is a problem.
Is this outfit even open.
My internet connection SBCGlobal aka AT&T will not allow me to even connect to the site.
AT&T Toolbar Possible Fraud WARNING!
The requested website,
https://www.dollarsavingsdirect.com/DollarSavingsDirectWeb/LoginServlet
is part of a network reserved for home computers and is possibly involved in fraud.
RECOMMENDATION: DO NOT provide sensitive information, such as a password
or credit card number, on this site. Disregard this warning ONLY if you are
absolutely sure the site is authentic.
Click ACCESS THIS TIME to proceed to the website if you believe it is authenic.
Click ALWAYS ACCESS to proceed to the website and not to be redirected to this page
next time this site is detected, if you believe it is authenic.
By selecting ACCESS THIS TIME or ALWAYS ACCESS, you continue at your own risk.
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| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
