The interest rate was the lowest, and that's why I chose to go with Fifth Third Bank for my auto loan. I make my payment on the same day each month, and have been doing so for over a year now. All of a sudden, I guess that's not ok now. I was getting calls numerous from an unknown number on a daily basis, and they wouldn't leave messages. Finally, I decided to answer, and they said it was Fifth Third Bank. They wanted me to verify all my information, but before I did that, I wanted to know why they were calling me and wanting to know this, because my payment wasn't late. He would NOT tell me why he was calling, and him calling from an unknown number, I'm certainly not going to be verifying any information with him. He was VERY rude!!! I hung up with him, and called the bank, thinking that some guy was trying to hack into my account and I wanted to make them aware of that. Turns out, it was them calling, saying my account was past due. Now, my payment is "due" on the 6th, but i have a grade period until the 21st, so I had always made my payment on the 15th. Why now are they calling me about this when it's been like this for over a year. Why are they harassing me when I've never been late on a payment? I asked them these questions, and they provided me with no answer and were very rude in doing so. I will now be getting phone calls if my payment is not received by the 6th. I refuse to mail them something that says stop calling me--they don't deserve my 45 cent stamp. What is the point of having the grace period or late charges if you're going to harass me about making a payments when it's not even late? Leave me alone, I'm not doing anything wrong!!! Makes me not want to even make a payment to them...someone else I'm sure would like my money. Will definately not ever get a loan through Fifth Third Bank. Too much harassment, but over what?!?!? Nothing!!!