The Visa Debit Card from this bank (and offered at many) is a perfect solution for those who want to control their spending. That is why I got this card. With a debit card, you can only use the money in your checking account. Using the Visa Debit Card is fast, simple, and usually worry-free. To avoid debit fees, just use it as a credit card. It's accepted almost everywhere, and I highly recommend its use for anyone, especially teenagers.