First Merit Bank's Visa Gift Card can be given for any occasion - to choose the perfect gifts such as holiday, birthday, or special occasion gifts, for online and catalog shopping, incentives for employees or co-workers and budgeting and managing expenses. The Gift Card has features and benefits such as availability in any denomination from $10 to $500, can be used at millions of locations worldwide that accept Visa and the card can be used as often as until the balance is depleted or the card expires. Gift cards are not FDIC insured and after a balance is carried on the card for 6 months, there will be a monthly maintenance fee that will be charged to the customer.