First Premier Bank's Premier Checking Account has features such as variable interest rate, no minimum monthly balance and is for customers 55 or older. Additional features include free safekeeping or imaging of checks, unlimited free single custom checks, no charge for Travelers' Checks or Cashiers' Checks, $5 safe deposit box discount and additional features of Reward Checking when the customer qualifies for it. The bank also provides 24-hour banking through online banking, online bill pay and bank-by-phone. Customers can compare accounts online as well.