First Premier Bank's Reward Checking Account has features such as a tiered variable interest rate, 1/4% bonus rate on a new or renewed CD of $500 or more (includes IRAs), 1/2%1 rate reduction on new or renewed installment loans, advance access and Home Equity lines of credit, no charge for Travelers' Checks or Cashiers' Checks, first box of custom checks free and free safekeeping or imaging or checks. Account Requirements include a total relationship of $10,000 in deposits and/or loans, including mortgages (conditions apply). The bank also provides 24-hour banking through online banking, online bill pay and bank-by-phone. Customers can compare accounts online as well.