FNBO Direct's online savings account is among the highest paying in the nation. With no monthly maintenance fees and no minimum balance requirements, this account can be opened with just $1.
I feel secure with my money in FNBO. All financial magazines liste them as #1.
good enough for me.
I reviewed their website and found minimal information about their account and their bank. It was mostly quick advertising to get me to sign up, nothing substantial to make an informed decision. I had to look around more and found Venture Bank Direct, with an APY of 3.8% vs. the current 3.25% at FNBO and all the information I needed to be comfortable with a bank.
their link is off line now, very unusual for it to be under maintenance and no contact information available to call. I am worried. I wanted to transfer some money today and am not able to.
I did some pretty extensive research before opening an online savings account and after considering many options I went with FNBO. So far I love it, just a week after opening the account our interest increased a 1/2 point! They're great!
3.5% is a pretty good deal for my starting savings account. I do not have too much money in the account yet, but i am glad that the money is gaining good interest. I strongly recommend FNBO.
I signed up for this account just in time to recieve the 3.5% interest yield. this is a great deal. The online access is very easy and I am not very good with computers. The cash back credit card is a great idea although i havent used it yet - this is a savings account afterall.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
