This is the absolute worst insurance company I have ever dealt with! I was hit by a driver in November, my insurance company, Geico, had everything filed and finished in less than a month, Fred Loya didn't contact my insurance until after that! They are rude, don't return phone calls, horrible customer service, lazy and above all so unprofessional. I would never, ever go with them. Every other insurance agent I have spoken with (from various agencies) all say they are the worst to deal with. Even a couple of personal injury attorneys I know say to never go with them!