I can't believe this company operates the way they do !!!!! I was hit by their insurer on may 31,2009 and it's been hard get anyone to help,they don't call you back and want you to do all the leg work.They come up with a different excuse everytime I call.HOPE TO God you never get hit by someone who has their insurance,they don't want to pay !!!!!! I have filed with TDI and getting in touch with AKINS Army with channel 2.They should be ashamed of them self .If you read this MR LOYA or any of the LOYA family,why don't you put as much attention into your insurance claims as you do on YOUR CHRISTMAS LIGHT SHOW AT YOU HOME IN ELPASO?????????????