Geico has been great to work with. I have been with State Farm for years, but when I finally decided to get a motorcycle, they wanted over $100 a month for coverage. I shopped around and got a better deal from Geico (less than $400 for 12 months). They have slowly been stealing my business from State Farm since then. The only reason it gets a 4 is because I have not had a claim or renewal with them yet, so I don't know that experience