Gerber Life Insurance's Term Life Plan has a number of benefits which include Term Life insurance coverage from $25,000 to $150,000 for adults ages 18 to 60. This plan provides a reliable, affordable way to help customers protect their family's financial future. This valuable protection can be secured for customer's family at a fixed rate that is guaranteed not to increase for the term of the policy. Customers are assured they will pay the same budget-friendly premiums for the initial 10, 15, 20, or 30 year term they own the policy. It benefits customers with guaranteed renewable options so they can choose to renew annually at the premium for their age at that time. Customers option to renew is guaranteed-without a physical-at the end of their term. There is no medical exam is needed in most cases, and the application process is simple.