HandR Block Bank offers different options of mortgage loans such as 30-year fixed, 15-year fixed, 5-year ARM and 3-year ARM. To help customers make the correct choice, the bank has provided loan options comparison on their website. The 30-year and 15-year fixed loan options are a good long-term loan choice if the customer wants the safety and stability of fixed monthly mortgage payments for the life of the loan. The 5-year ARM and the 3-year ARM are a good choice for a customer wanting a low initial rate or for a customer who plans to move or refinance within the loan period. A loan calculator is also offered on the bank's website.