Huntington's Auto Lease offers lower monthly payments than a loan and is ideal if you drive less than 18,000 miles a year and enjoy driving a new car every few years.
If you deal with Huntington, make sure to read the back of the contract very closely. That's where they put the penalty for early pay off. Oh, and it will be a smaller font and much, much lighter type. I didn't even realize there was print on the back until I held it up to the light at home.
They do waive the penalty if you pay it off within 6 months of the final payment, but 26 months early (my situation), not so much.
Other than that, I do agree that they have traditionally been hassle free.
I had a very good experience with Huntington. I loved their purchase option that allowed me to save some money. My monthly payment is also very good, and I am glad I made this decision. I would tell anyone to pick these guys.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
