IBC Bank's Check 'N Save Plus is an interest bearing account with premium rates for those who have high balances and have limited check writing needs. This account is free of fees if minimums are met and has tiered variable rates of interest that are updated frequently. Included free is the IBC bank online and IBC voice. Account requirements and service fees include an average collected balance of $5,000 or more or a minimum daily balance of $2,500 to avoid monthly service charge. The account requires a daily balance of $2,500 to earn interest and a $9.95 monthly service fee is applicable if not met. If checks written on Money Market account per statement cycle exceed 15, a $2 fee is assessed per check, regardless of the minimum daily balance. A per debit charge is $0.25 is applicable with postage fee based on number of enclosures.