Average Rating
With the new IBC Visa® credit card, customers are free to shop for six full months and enjoy the 0% Introductory APR on all their purchases. Customers can also transfer their balances to an IBC Bank Visa® Credit Card to save. A Visa® credit card from IBC Bank offers 0% fixed is effective for the first six billing cycles after customers open their account, on all balance transfers. With a Visa® credit card from IBC, customers are entitled to an ongoing, variable APR as low as Prime 3.74% on purchases and balance transfers.
The intro apr of nothing is a nice starting gift. Just remember it's no invitation to spend like crazy, that's how everyone gets into trouble. After that the rates are generally just as good, I was pretty impressed actually and it's why I signed with them. There aren't much in the way of rewards with this card, but if you're more looking for a great rate, this is the card for you.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 5.01%  |
5.12% |
| 30 Year Fixed | 5.48% |
5.60% |
| 1 Year ARM | 3.79% |
3.80% |
| 5/1 Year ARM | 4.08% |
4.16% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.79% | 4.79% |
| 10 Year Loan | 7.62% |
7.66% |
| 15 Year Loan | 7.75% |
7.79% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.29% | 0.29% |
| Money Market/Savings | 0.42%  |
0.43% |
| 12 Month CD | 1.34% |
1.36% |
| 60 Month IRA CD | 2.45% | 2.45% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 11.62%  |
11.49% |
| No Annual Fee Cards | 11.55% |
11.52% |
| Reward Cards | 12.08% |
12.02% |
| Small Business Cards | 10.88% | 10.88% |
| Student Cards | 14.85% | 14.85% |
| Platinum Cards | 11.58% |
11.54% |
