Imperial Capital Bank's iChecking Accounts offer an opening minimum deposit of $500, minimum balance of $1000 to earn interest, monthly maintenance fee waived with direct deposit, $1,000 minimum daily balance, or $2500 average balance, Imperial Capital bank Visa® debit card available, all foreign ATM usage and surcharges fees waived and unlimited check writing. Free features include first order of checks (Up to $20), online banking, bill pay service with online banking, online check images and download account history to quicken® or Microsoft Money Transfer between accounts, free 24/7 telephone banking (VRU) access and fee for in-branch transactions are also available.