Imperial Capital Bank's Personal iChecking Account has some features such as opening minimum deposit $100, imperial capital bank Visa® debit card available, all foreign ATM usage and surcharge fees waived and unlimited check writing. Free features include first order of checks (Up to $20), online banking, online check images, bill pay service with online banking and download account history to Quicken or Microsoft Money Transfer Between Accounts, free 24/7 telephone banking (VRU) access and fee for in-branch transactions are other additional features also available.