Imperial Capital Bank's Senior iChecking. Senior iChecking has features such as opening minimum deposit of $100, low minimum balance of $250 to earn interest, Imperial Capital bank Visa® debit card available, 6 foreign ATM usage and surcharge fees waived monthly and unlimited check writing. Free features include first order of checks (Up to $20), online banking, bill pay service with online banking, online check images and download account history to quicken® or Microsoft Money® Transfer between accounts (some restrictions may apply), free 24/7 ICBanker telephone banking and monthly maintenance fee waived with direct deposit or $250 minimum daily balance are some additional benefits.