ING DIRECT offers customers fixed-rate CDs with terms ranging from six months to sixty months. You can elect to have the interest your CD earns automatically transferred monthly or annually to an ING checking, savings, or linked account. All deposits made at ING are FDIC insured up to $100,000 per depositor.
| Type | Today | Week Ago |
|---|---|---|
| 6 month CD |
0.85%  |
0.86% |
| 1 year CD |
1.13% |
1.15% |
| 5 year CD | 2.44% | 2.44% |
| 5 year IRA |
2.40% |
2.41% |
The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 11/06/2009 5:02:50 AM. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.
Interest rate is good. Their security is too tight though, it takes a lot of efforts to log into my account online (e.g. clicking on the number pad to enter my PIN number)
But overall, it's a good account and I don't really have anything bad to say about it other than the fact that it takes some time to transfer money between my bank account and the ING account. When I have cash, it always goes into my Orange CD account or HSBC high yield savings. Would recommend it to anyone who doesn't mind the lack of physical branches.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13% |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
