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Orange Mortgage from ING Direct

ING Direct’s Orange Mortgage offers low closing costs and a free 60-day rate guarantee on purchases.  The Orange Mortgage also offers 30 days on refinances, best value for those with down payment of 20% of purchase price, no tax escrow required and clear and easy to understand mortgage process and documents.

Orange Mortgage Reviews

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srohit
Newcomer
1.0

ING Direct is full of ****.

In 30 days, they did appraisal of my house (real worth- $690K based on the house sold in last 30 days) and they came up with 2 funny numbers ($620K and $535K) for 2 different mortgage products 2 weeks apart.

- appraised value on March 9, 2009 : $620K
- appraised value on March 23, 2009: $540K

And OF COURSE, THEY DONT LISTEN EITHER- LOAD OF ****. I got my house refinanced with appraised value of $690K with a competing interest rate.

So my advise to you folks - do waste you time on ING Direct, unless your loan-to-value ratio is less than 50%, in that case any bank would love to offer mortgate to you.

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jwells
Newcomer
4.0

Signing this mortgage was 100 times easier and less stressful than I had anticipated thanks to ING direct. The 60-day rate guarantee saved me time and energy as I was assured the best rate possible. Everything was also conveyed to me in the most manageable terms possible, so i felt like i had a solid grasp on the underlying financials of the purchase.

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