John Hancock provides the opportunity to save with fixed or variable annuities. With a John Hancock fixed annuity, you decide how you want to fund it, for how long you want the guaranteed interest, when you want to withdraw the funds, and the amount of your withdrawals. With a variable annuity, John Hancock gives you the option of several different portfolios for different investment styles, and you can even add optional benefits that add more protection to your retirement investments.