myFICO provides various types of Credit Monitoring such as Score Watch, Suze Orman's FICO Kit Platinum, FICO Credit Complete, FICO Standard and FICO Quarterly Monitoring. FICO® Credit Complete is complete credit picture all three FICO® scores and credit reports from transUnion, experian, and equifax. Includes an explanation of the positive and negative factors affecting score, plus access to the FICO® score simulator, which shows customers how actions like paying off an existing account or opening new accounts may affect their FICO® scores.