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Score Watch from myFICO.com

myFICO provides various types of Credit Monitoring services such as Score Watch, Suze Orman's FICO Kit Platinum, FICO Credit Complete, FICO Standard and FICO Quarterly Monitoring. Score Watch® provides daily monitoring of customers equifax credit report and weekly monitoring of FICO® score. Some features are it notifies when customers may qualify for better interest rates, delivers alerts when important changes to score and report are detected, and shows key factors affecting FICO® score and how lenders view. Score Watch monitors important changes to customers Equifax credit file and FICO® score. Two options for instant online access are Try it FREE (30-day free trial, then 1 annual payment of $89.95) and Pay monthly $8.95 per month (12 monthly payments of $8.95. 3 month minimum required.).

Score Watch Reviews

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BasicBanker
FiLifer
5.0

I love this service. I signed up a couple of years ago when they were running a percentage off discount. My favorite part is the text updates I get on my mobile phone when my score changes. Good or bad I know what is going on with my score. Score Watch monitors Equifax. Not only do I get an update with any changes but I get free Score Power reports that I can pull whenever I want to get an update. I know if there's fraud, I know if there is a credit pull, and I know if something changes that impacts my score. It is well worth the money. I would love to have all three agencies do it like this but I understand they aren't affiliated. I would much rather get my score from the source than a third party. I know my score is accurate and I know they are going to give me tips and tools to keep my credit in shape.

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AngieP
FiLifer
AngieP said
3.0

I gave this a shot after hearing about it on Suze Orman's show. I'm a bit disappointed since I signed up past the 30-day free trial and this wasn't exactly what I was expecting. First, this doesn't monitor all three credit reporting agencies, which is a problem for me and wasn't mentioned explicitly up front. All in all, I believe the service worked fine, although it's difficult to know. The real test will come when something goes wrong, which nothing has yet.

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Dean Binder
FiLife Contributor
4.0

I like the service, a lot. This is the only service that allows you to passively monitor the movement in your FICO score. The only downside is that it's your FICO score only from Equifax, not TransUnion or Experian. It allows you to set a threshold and any time your score goes above or below that score point you get alerted. If you're smart you can keep moving your threshold up and down and always have a very good idea where your FICO score lands.

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