I gave this a shot after hearing about it on Suze Orman's show. I'm a bit disappointed since I signed up past the 30-day free trial and this wasn't exactly what I was expecting. First, this doesn't monitor all three credit reporting agencies, which is a problem for me and wasn't mentioned explicitly up front. All in all, I believe the service worked fine, although it's difficult to know. The real test will come when something goes wrong, which nothing has yet.