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Home Equity Line of Credit from National City

National City offers a home equity line of credit, or HELOC, which uses the equity in your home as a credit line. You can access funds using checks, online and by telephone, or by using the Home Equity Visa Card. The so-called fixed-rate lock features allows you to lock in a fixed interest rate on a portion of your balance for five, 10, 15 or 20 years on balances of $5,000 or more.

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