A replacement for travelers checks, TravelMoney cards can function as Visa debit cards, obtain local currency, and provide travel and emergency protection, purchase security and lost luggage reimbursement. The cards come in denominations between $100 and $1,500 and cost $7.95 to $12.95. Three reloads are permitted, and each costs $2.95. ATM withdrawals, balance inquiries, international transactions, cash advances, overdrafts, inactivity, and express delivery all incur fees.