The Best of America Future Venue Annuity from Nationwide is a deferred variable annuity. The annuity has a variable rate of return based on the performance of a wide range of investment options you make. The growth of your annuity is tax deferred, which means you don't pay taxes until you start getting income. Another perk is a death benefit for beneficiaries and a premium credit if you invest more than $500,000 - which means more money in your account.