CD from OnPoint Community Credit Union
OnPoint Community Credit Union offers various personal and business CDs available at competitive rates and term options ranging 3- 60 months. There are special terms options and rates on these CDs for members under 18 years of age.
National CD Rate Trends
| Type | Today | Week Ago |
|---|---|---|
| 6 month CD |
0.83%  |
0.84% |
| 1 year CD |
1.11% |
1.12% |
| 5 year CD | 2.44% | 2.44% |
| 5 year IRA | 2.40% | 2.40% |
The rate information on this page is powered by Informa Research Services, Inc. © 2009. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife to ensure you receive the preferred Internet rate. Contact links@informars.com to have your rates included in this chart.
CD Reviews
ank said 3 months ago
Sorry Heather, I have to agree with Joe. Sounds like the C.U was more interested in banking your $$$ then trying to help you save.
Joe said 4 months ago
A 12 month CD to save for a car? Your CD must have a high balance in order to even earn enough interest to make enough money in dividends to make it worth your time. If you have a 10,000.00 CD at 1.34% you will make approximately 135.00, which you will have to pay taxes on. You would be better off going into a dealership and play "lets make a deal" and talk the price of the car down. There are other banking institutions who offer car brokers or a service where they find you the car you like at the price you want to pay. I hope the bankers informed you of this as well, IMO.
HeatherM said 11 months ago
Onpoint made the process easy, no confusing jargon just real service.
I now have a 1 year CD to save for a car, and it is working out well. The options were fair, the interest rate is about average. I am well informed on how they work thanks to the great explanation from the bankers at OnPoint.
Rate and Review CD from OnPoint Community Credit Union
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