Again, detailed information about this account does not to seem to be readily available, as far as rates, fees, balances, ect. I do know that like the market rate savings, the amount of interest you make depends on the balance, the more you have, the more interest you can make. It requires $10,000.00 to open! (Thats more money than most people have), and if it gets below a certain balance, you are charged a $10.00 fee, you can also write a few checks a month on it. When compared to Money Market accounts at other banking institutions, this one is definately on the low side when it comes to competative rates. If this product paid better rates, I would at least give it two stars.