I like the paypal debit card becuase we can get the money from different types of transaction from different countries. The bank account we are having is not much helpful to get money from differen countries lot of pocedure to get. Paypal is the best when we can do online purchases and other shopping becuase we get cashback for purchases eenthough its reduced its much helpful.No extra charges or hidden charges in this like other bank or something else. So i would recommend all to have a Paypal account and debit card and enjoy the service charge free sevices. thanks.