I've been using PayPal both to pay and get paid for 2 1/2 years now. I've never had a single problem, although I only get paid small amounts for photos that I sell online. I do a lot of shopping on Ebay and I find it really convenient to be able to use PayPal instead of having to use my debit card.

The best thing about PayPal is that I can accept credit cards without having to beg my bank to let me be a "merchant". PayPal makes it very easy to accept money from everyone - which is how it should be.

Luckily, I've never had to deal with their customer service - I have heard some horror stories about that. But even if that ever turns out to be a problem, PayPal makes online buying and selling so convenient that I'd use them anyway.