I have a PNC debit card though the Virtual Wallet system and I love it. The website is really user friendly and they make sure to make it as easy as possible for their users. There are great features like a "punch the pig" savings system and a bar where you can drag money between accounts. It's considered a visa card as well, so pretty much everyone accepts it. The only problem is that the ATMs are hard to find (at least around me), so you end up paying alot for fees.