I have to agree with SierraD on the color of the check card. All too many are changing color to silver or white, and this one stands out. When I switched to a Virtual Wallet, they offered me a white card, but the agent that was helping actually recommended that I stick with the bright orange one. The rewards plan is nice, though I don't spend nearly enough money to earn them (It's hard to get 166,000 points for a free $300 device). Being able to use this card as either a debit card or a Visa card is really handy as well, because many places I shop at in Newark take Visa (and I don't feel comfortable using it as a debit card in Newark). When I had to dispute a charge, Visa was quick to help, and I got my money refunded promptly. The agents were knowledgeable, which was refreshing, as I'm just getting into finances, so I was able to sort out what had happened without actually looking stuff up first.