Peer-to-Peer Loans from Prosper
Prosper's Peer-to-Peer lending program allows you to lend and to borrow money directly to other people. This online programs gives both lenders and borrowers the chance to get more favorable returns and interest rates than they would through traditional financial institutions. Lenders bid on borrowers' loans by offering competitive interest rates.
Peer-to-Peer Loans Reviews
C.E.D. said about a month ago
Love Prosper! Best P2P lender out there! With the credit crisis we are in and lenders pulling back on what they are lending, Peer-to-Peer borrowing may very well be the most viable option for consumers especially those who are tired of getting declined by banks. NO BANK involvement just lenders and borrowers, and the facilitator.
Mike said 5 months ago
No longer making new loans. A high default rate. Lacks the ability to screen out fraudulent loans. Default rate was particularly high as a lender. Fine grain details on borrowers credit was seriously lacking.
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