RBC Bank's (USA) Preferred Checking Account is an interest-bearing checking account. Account benefits include no monthly fee with $5,000 minimum checking balance, $10,000 combined deposits, $20,000 combined total deposits and available Credit Line or Equity Line balance Credit Line or Equity Line. Check card and ATM conveniences with free transactions at more than 1,200 RBC Bank and presto, no RBC fees for withdrawals from other bank ATMs, rebates on ATM fees charged by other banks (Up to four per month upon client request) and free rewards program, online banking and bill pay where customers can view account transactions and details, pay bills and set up automatic payments and transfer funds between accounts. Overdraft Protection is available where customers can access extra cash when needed and prevent overdrafts and non sufficient funds fees.