RBC Bank's (USA) Senior Checking Account is designed exclusively for customers over 55 years with no fees and no minimum balance. Money works for customers by earning interest on checking account balances of $1,000 or more. Customers get a free safe deposit box to store important documents, and enjoy no-fee traveler's checks or official checks for safe access to cash in travel. Account features and benefits include no monthly service fees, no minimum balance requirement and no direct deposit requirement, free transactions at more than 1,200 RBC Bank and Presto. Online banking and bill pay where customers can view account transactions and details, pay bills and set up automatic payments and transfer funds between accounts. Overdraft Protection is available where customers can access extra cash when needed and prevent overdrafts and non sufficient funds fees.