RBC Bank's (USA) Visa Platinum Card and Gold Card have low introductory rates and no annual fees applicable and have a minimum credit limit of $7,500 and $2,000 respectively. The features of these cards are free RBC rewards, free Online Banking, free additional cards, free warranty manager service, travel accident insurance, visa assistance center, auto rental insurance, travel and emergency assistance, emergency card replacement, emergency cash disbursement, convenience checks and cash access at ATMs worldwide, wherever Visa credit cards are accepted. Free roadside assistance and free year-end summary statements is also provided (Visa Gold Card is provided this feature with a credit line of $5,000 or more).