Subsidized and unsubsidized Stafford Loans are available through Regions Bank. These loans offer a fixed interest rate while a student is in school, during the grace period, and during repayment. The bank charges no fees on the loans, and offers a loan credit after the first 36 on-time payments. Students make no payments while they are in school.
As painful as it may be to have to take out student loans during your college years, Regions Bank makes it fairly easy. These Stafford loans they offer are easy to sign up for, although the paying-back might be a little tough on the wallet. Regions has great rates that are quite consistent with the other lenders, and they have some leniency in payments. Works very well if you already have checking or savings at Regions, then you can easily set everything up together. I'd highly recommend Regions Stafford loans for any student.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
