As painful as it may be to have to take out student loans during your college years, Regions Bank makes it fairly easy. These Stafford loans they offer are easy to sign up for, although the paying-back might be a little tough on the wallet. Regions has great rates that are quite consistent with the other lenders, and they have some leniency in payments. Works very well if you already have checking or savings at Regions, then you can easily set everything up together. I'd highly recommend Regions Stafford loans for any student.