After reading about SmartyPig on this site I went and opened up a savings account. IT WAS SO EASY. I got the highest APY I have found (3.90% when I signed up) and completed the whole thing in about 10 minutes.

I had been trying for a month to get an account open with HSBC. They kept telling me it was up and running and all I needed to do was wait for my information to come in the mail -- but it never showed, no matter how many times I called. And it still hasn't.

Now I am glad HSBC was unresponsive. SmartyPig has a higher rate then HSBC and they make it easy to transfer your money and watch it grow. I also like that it automatically stops deducting once you reach your goal. If you don't want it to stop, set your goal higher.

With easy set up, great service and the HIGHEST APY I have seen I am recommending SmartyPig to all my friends.

THANK YOU SMARTY PIG!!