I have had a State Farm Disability Policy for 6 years. Recently I was in a car accident which has left me unable to sit or stand for more than 90 minutes at a time. Social Security considers me 100% disabled and I am very much unable to work. State Farm has denied my claims and treated me poorly while repeatedly claiming that I don't qualify as 'their' definition of disabled. My attorney, and the NC State Insurance Advocate both agree that my claim falls under the definition of disability, yet it's been 18 months and they are still fighting to not pay my policy. I feel like I have been taken advantage of for the last 6 years I faithfully paid premiums. Do not ever purchase a policy from this company!